February 2, 2023
What are Bankruptcy Alternatives?
Sometimes filing for bankruptcy just isn’t in the cards for some people. Whether they were unable to qualify or the timing just isn’t right, there are […]
February 2, 2023
What is the Automatic Stay? & How it Stops Creditors
The automatic stay is a provision that halts any action taken by creditors to make collections or pursuing legal action against bankruptcy filers. Below you will […]
February 2, 2023
Why are My Wages Being Garnished?
What is Wage Garnishment? Wage garnishment occurs when a court orders your employer to withhold a specified amount of your paycheck and send it directly to […]
February 2, 2023
Understanding Which Type of Bankruptcy is Right For You
Bankruptcy has been a method of debt relief steeped in stereotypes and confusion for those unfamiliar with the process. With several chapters designed to supplement numerous […]
February 2, 2023
How Long Does Bankruptcy Stay On Your Credit Report?
When you decide bankruptcy is the best option to deal with your debt, you want to know how it will affect you after your debts are […]
February 2, 2023
The Choice Between Bankruptcy and Debt Settlement
When someone has entered a season of extreme financial difficulty, they are often faced with the decision between debt settlement and bankruptcy in order to pay […]
February 2, 2023
What is a Homestead Exemption and How Do They Work?
One of the biggest fears that debtors have is the fear of losing their homes. For far too long, creditors have threatened the forced sale of […]
February 2, 2023
What Happens to My Credit Score After Bankruptcy?
One of the top concerns of prospective bankruptcy filers is what will happen to their credit score after the bankruptcy is over. The myth is that […]
February 2, 2023
Bankruptcy’s Most Asked Questions
With a negative stigma surrounding bankruptcy, it isn’t given the proper chance it deserves. Many people see bankruptcy as a last resort method of fixing their […]
February 2, 2023
New Homestead Exemptions & What they Mean For You
With a new year just over the horizon, a new law regarding homestead exemptions is coming with it. This new law has the ability to grant […]
February 2, 2023
How California’s New Homestead Exemption Law Benefits Debtors
Calfornia has passed a new law regarding homestead exemptions that go into effect on January 1, 2021. This new law provides benefits that were previously unavailable […]
February 2, 2023
The CARES Act & How Your Bankruptcy Case Can Still Reap Benefits
The CARES Act is a $2.2 trillion economic stimulus bill that has been put into place by the current administration as a way to help those […]
February 2, 2023
Governor Newsom Signs Bill to Increase the Homestead Exemption
California Governor Gavin Newsom signed Assembly Bill 1885 (AB-1885) into law on September 15, 2020. AB-1885 will increase the creditor homestead exemption for personal residences in […]
February 2, 2023
How Chapter 13 Stops Foreclosure
Your home is not just the place where you and your family sleep at night. It’s a place to feel comforted and safe when the world […]
February 2, 2023
Who Is a Candidate for Chapter 11 Bankruptcy?
Who Can File for Chapter 11 Bankruptcy? Chapter 11 is typically reserved for businesses that meet certain debt limits. The current debt limit for Chapter 13 […]
February 2, 2023
Chapter 11 vs. Chapter 13: What’s the Difference?
Deciding Between Filing Chapter 11 of Chapter 13? There are many reasons why people find themselves in a financial crisis. Whether mounting medical bills, increased household […]